Choice Arrangements
Individual Coverage Health Reimbursement Arrangement — a unique new alternative to traditional group health insurance.
Ask about Choice ArrangementsIndependent & Unbiased
Specializing in Insurance
and Employee Benefits
Find coverage that fits your team, your life and your budget—with experienced agents by your side at every step.
✓ 2,000+ clients served
◎ Local expertise
♡ Cost savings without compromise
✦ Preferred broker status
Our coverage options
Good guidance starts with good choices
We partner with top-rated carriers to bring you comprehensive coverage tailored to your needs and budget.
Group Plans
Affordable group plans with extensive network coverage for businesses of 5 to 1,000 employees.
Ask about group plansMedicare
Government program assistance and enrollment support, explained in plain language.
Ask about MedicareSupplemental
Add vision, dental, and GAP coverage to round out individual and family plans.
Explore your optionsTrusted carrier partners
Why choose us?
People first.
Plans that fit.
Insurance can feel complicated. We make it easier by listening first, comparing options across carriers, and helping you make an informed decision.
✓
Multiple carrier optionsCompare plans across top-rated carriers to see the full picture of what’s available.
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Personalized plansCoverage matched to your needs, your family or team, and your budget.
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Licensed agentsExperienced, licensed advisors who take time to explain every detail.
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Free consultationsA no-cost, no-pressure conversation to help you choose with confidence.
A simpler way forward
From questions to coverage
Get personal help at each step. We’ll make the choices easier to understand.
1
Tell us what matters
Share a little about yourself, your family, or your team and what you need from coverage.
2
Compare your options
We walk through plans from multiple carriers — with a complimentary spreadsheet analysis.
3
Choose with confidence
Get help with enrollment and know exactly who to call when questions come up.
Ready to find the right coverage?
Get a no-obligation quote from an independent EBC agent.
FAQ
What people ask us first
Which type of coverage is right for me?
It depends on your situation: your age, your family or team, your budget and the doctors you want to keep. We start by listening, then compare plans across multiple carriers and explain the trade-offs in plain language.
Does it cost anything to work with EBC?
No. Our consultations and our complimentary spreadsheet analysis are free. Carriers compensate us, so there’s no fee to you for our guidance.
What is a Choice Arrangement?
An Individual Coverage Health Reimbursement Arrangement lets an employer reimburse employees for individual health plans they choose themselves, a flexible alternative to traditional group coverage.
What size companies do you work with?
We help businesses with 5 to 1,000 employees, and we also assist individuals and families with Medicare, individual health and supplemental coverage.
How long does it take to get started?
Send us a message and an agent will reach out to schedule a conversation about your needs.
Can you help with enrollment and questions later?
Yes. We help with enrollment and remain your point of contact for claims questions, renewals and changes throughout the year.
Free consultation
You don’t have to figure it out alone.
Talk with an EBC agent about your health coverage options. No cost, no pressure — just clear answers.
Complimentary spreadsheet analysisIndependent advice
Ready to compare plans?Free, no-pressure conversation with an EBC agent.
Talk with an agent →